Start making sense of your student loans... and earn cents while doing it

The mobile application design proposal for Centz won the grand prize in the MyMoneyAppUp Challenge. Stay tuned as this app goes from idea to reality.


Centz makes managing student loans simple and easy to do.


Track all student loans in one place

No more shuffling through bills, trying to remember online login passwords or keeping due dates straight. Centz brings all of the information you need into one place.

Plan a debt reduction strategy

Plan your road to student loan freedom. You can even estimate how much you’ll save in interest and reduce your repayment period by paying extra each month.

Estimate how much you’ll save

No more shuffling through bills, trying to remember online login passwords or keeping due dates straight. Centz brings all of the information you need into one place.

Receive due date reminders

Plan your road to student loan freedom. You can even estimate how much you’ll save in interest and reduce your repayment period by paying extra each month.

Learn about managing student loans

One of the keys to financial success is knowing how to manage finances. Centz will provide high quality articles about student loan and personal finance management.

Earn rewards for using Centz

When you complete tasks, you earn “Centz” which can later be redeemed for real cents. This allows you to stay motivated to pay of your loans and to keep an active eye on your student loans balances.